Over 5000 Queenslanders have already lodged insurance claims for their car or property since the devastating hailstorm in November. This is everything you need to know if your vehicle or property gets damaged throughout the storm season.
What Should Motorists Do If They Get Caught In A Hailstorm?
Storm Assist recommends that pulling over is the safest course of action if you are caught driving in a storm. Throughout storm season, it is also suggested that you check the weather forecast before starting your trip.
What Is the First Thing To Do If Your Car Is Damaged In A Storm?
Anyone with car insurance should immediately lodge a claim with their insurance provider as soon as possible.
What Levels Of Insurance Cover Hail And Storm Damage?
RACQ, QBE and NRMA have mentioned that comprehensive motor insurance cover storm damage, however customers should check their disclosure statement.
Can Motorists Still Drive A Hail Damaged Car If They Put In An Insurance Claim?
If your car is declared unroadworthy, the vehicle cannot be driven. The Insurance Council of Australia warned even warned that even “relatively light” damage, such as a broken indicator or cracked windscreen, rendered a car unsafe to drive.
Vehicles with panel dents and paint damage can still be driven until your insurer can make an assessment.
What Are Some Ways To Mitigate The Risk Of Hail Damage?
Storm Assist suggests that residents clean gutters of their homes and invest in a padded cover for cars that are frequently parked in the open and do not have access to a covered area.
Why Should I Report Any Storm Damage Straight Away?
Storm Assist advises that you contact us as soon as you find any damage from a storm in order to prevent any further and more serious damage. The sooner we are aware of the damage, the sooner we can perform a FREE post storm consultation and a claim management service if damage has been identified to the property.
If you do choose us to manage your claim to successful completion, it is extremely important to note, we do not charge you! Our company is paid a referral fee by the QBCC approved builder that is elected to carry out the rectification works, based on the approved insurance scope of works.
If you find yourself not sure what to do after a storm and you are concerned that your property has damage whether it be big or small, call us at 18000 STORM.
The information contained in this article is of a general nature only. It does not take your specific needs, objectives or circumstances into consideration, and is not financial advice, legal advice or otherwise a recommendation to purchase any financial product or insurance policy. You should seek your own independent financial advice from a qualified financial and insurance adviser before making any financial decisions, and seek your own independent legal advice from a qualified solicitor before making any decisions of a legal nature.