As a result of increased risks of property damage, vandalism and contractor injuries, buildings under this category do not qualify for liability, fire insurance or the normal hazard policies. Your preferred insurer should therefore provide you with a building insurance cover.

Basically, a building only insurance protects the permanent fixtures of your property such as the exterior and interior walls, roof, bathroom fittings, floors, ceilings, and outbuildings such as sheds, garages and fences.

Since a building only insurance protects you against the worst, having a good policy that covers full repair or rebuilding in case the unexpected happens is vital in helping to protect your home against a broad range of unpredictable events such as floods, fires, storms or theft.

Your insurance should help you protect your home and contents against flooding regardless of where you are. Storm assist want to encourage our customers to buy flood insurance cover to protect their properties against the effects of floods.

If you’re using a mortgage, your lender will insist on a building only insurance cover to safeguard their property. If you’re in a rental, then your landlord should buy a policy to protect the building.

It is important to note that building insurance only covers damage to the building and not the contents.

It’s important also to check with your insurance provider to ensure their policies cover your building against things like accidental damage.

Storm Tracker

Is your home or business threatened by catastrophic weather events? Don’t get caught out in the storm when you can get help and up-to-date forecasts from Storm Assist – your number one storm tracker.

As one of the leading Sales, Marketing and Business support providers to Contractors who provide storm damage remediation and restoration services in Australia; we guide you into the world of storm tracking devices that guarantee functionality and easy access to mapping information and providing up-to-the-minute news.

From weather damage claims, storm protection services, energy, assessments to weather services, we offer necessary protection, advice and assistance so you will always be up-to-date with the latest and most trusted information about impending storms.

As a trustworthy resource for forecasting and mapping out impending storm movement in Australia, we provide estimations and reliable weather information to help with your basic risk awareness as well as a guide for decision making in the wake of a threatening storm.

Storm Assist is constantly monitoring satellite imagery and storm radars across the country to detect thunderstorms and extreme weather events. 

Severe Thunderstorm Warnings Will Be Issued If The Following Is Expected:

  • Damaging wind gusts (90 km/h or more)
  • Large hail (2cm diameter or more)
  • Very heavy rainfall (conducive to flash flooding)
  • Cyclones 

Note: All thunderstorms generally produce lightning, and many produce gusty winds, brief heavy showers and hail.

Storm Assist endeavours to work closely with trusted weather monitoring sites, like the Bureau of Meteorology, to ensure that our valued customers are alert, informed and supported throughout weather events of all shapes and sizes.

The information contained in this article is of a general nature only. It does not take your specific needs, objectives or circumstances into consideration, and is not financial advice, legal advice or otherwise a recommendation to purchase any financial product or insurance policy. You should seek your own independent financial advice from a qualified financial and insurance adviser before making any financial decisions, and seek your own independent legal advice from a qualified solicitor before making any decisions of a legal nature.


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